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IVA & Debt Articles

Articles on the subject of IVA and debt advice for you to review.
IVA & Debt Articles

  • What does an IVA mean?
    You may have heard the term IVA, but not known what it meant. Hopefully this will help you understand what is involved.
  • It's never too late to pay off your debts.
    It's easy to find yourself in debt, it can become a problem to anyone if things get out of hand. Don't worry, it's never too late to begin paying off your debts and getting some relief from the problem.
  • IVA and Court Action.
    You may be worried about what court action is involved with an IVA. While bankruptcy requires you attend court, an IVA doesn't.
  • Using Credit Cards in an IVA.
    You are unable to use a credit card whilst in an IVA. If your credit card is important to your job, you may be able to work something out.
  • Bankruptcy vs. IVA.
    There are advantages and disadvantages to an IVA aswell as a bankruptcy. Hopefully this will give you the information required to make the decision.
  • What is a CVA?
    You may have heard of a CVA, it is a business alternative to an IVA.
  • IVA Companies - Who is Right For Me?
    Find out the cost of their services and make an informed decision.
  • What if I need to take a payment holiday?
    If you arrange a payment holiday, the months you miss can just be added to the end of your IVA.
  • Will husband's motobility car be affected by IVA?
    If it is your IVA and your husbands car, there is nothing to worry about.
  • Council Tax Arrears and an IVA
    An IVA only covers debts up untill the beginning of the agreement, you will still get bills for things like council tax.
  • Hire Purchase
    Hire Purchase is a simple arrangement, you can agree to pay for an item over a period of time, and still use the item while paying.